Archive for January, 2008
Short Sale and Pre foreclosure in Tampa Bay - The hardship letter
January 29th, 2008 categories: Home Buyer Information, Home Seller Information, Short Sales Tampa, South Tampa, Tampa Condos, Tampa Real Estate
I am writing this letter to explain my unfortunate set of circumstances that have caused us to become delinquent on our mortgage. We have done everything in our power to make ends meet but unfortunately we have fallen short. The main reason that caused us to be late is (insert reason here and don’t be too lengthy and long winded) Soon after being late and our income not being nearly enough, we had fallen further and further behind. Now, it’s to the point where we cannot afford to pay what is owed to (lender). At this time we have exhausted all of our income and resources so we are turning to you for help.
We see no other solution than a short sale and because we have no means of repaying, we additionally ask that, in your acceptance of an offer, you accept it as payment in full and not file a deficiency judgment.
Sincerely and Respectfully,
Mr. & Mrs. ___________________
Signature_____________________
Loan # ______________________
Address______________________
Phone________________________
@ 813–404–0001| Discussion: Comments Off
Fed Cuts Interest Rate By 3/4 of a Point, Today Tuesday January 22
January 22nd, 2008 categories: Home Buyer Information, Home Seller Information, Short Sales Tampa, Tampa Condos, Tampa Real Estate
The federal reserve slashed a key interest rate by three-quarters of a percentage point on Tuesday and
indicated further rate cuts were likely. In addition to cutting the funds rate, the Fed said it was reducing its discount rate, the interest it charges to make direct loans to banks, by a similar three-quarters of a percentage point, pushing this rate down to 4 percent.
Analysts said the Fed will likely delay cutting rates further at its Jan. 29-30 meeting but will probably keep moving rates down aggressively if the economy continues to weaken.
Commercial banks responded he Fed’s action on the funds rate by announcing similar cuts of three-quarter of a percent on its prime lending rate, the benchmark for millions of business and consumer loans. The action will mean the prime lending rate will drop from 7.25 percent down to 6.50 percent.
The question that begs to be asked is why didn’t the fed do this 6 months ago and is this effort to little to late? This may spur a new wave of refinancing and will actually help many homeowners facing higher interest rates if they can qualify for refinancing.
| Discussion: Comments Off
Parkcrest Harbour Isalnd Condo - Waterview unit $299,900
January 18th, 2008 categories: Harbour Island, Parkcrest, South Tampa, Tampa Condos, Tampa Real Estate
2 bedroom 2 bath condominium on Harbour Island, located in Downtown Tampa Florida
Address: 700 S. Harbour Island Blvd #607 Tampa Florida 33602
Harbour Island’s Last New Waterfront Community
Description Beautiful Water view condo on 6th floor with parking on 6th floor. nicely appointed unit with granite in kitchen and baths, hardwood floors, stainless steel kitchen. 2 bedroom split with separate dining area and extra large master bath. Built in 2005, Parkcrest Condominium is a waterfront community located on Harbour Island, in downtown Tampa. Be in the middle of everything Tampa has to offer, dining, movies, hockey, concerts, night life and shopping. The community boasts a waterfront swimming pool and hot tub, a very tranquil and lushly landscaped court yard complete with an Italian marble water fountain and Grecian style reflecting pool and an eight story parking garage allows you to park on the floor you live on. Parkcrest also offers a 3 room club house with a billiard table and a fitness center. Your Going to love the lifestyle! 
To view this property or for further information regarding this listing or Parkcrest Harbour Island please contact John Montesano at 813–404–0001
| Discussion: Comments Off
Short Sale Featured Property Of The Week in Brandon Florida
January 17th, 2008 categories: Featured Listings, Short Sales Tampa
This Weeks Short Sale Deal of the week is 2318 Cherry Ridge Lane, Brandon Florida 33511
$179,900
This 4 bedroom home is perfect for a large family. Located on a huge corner lot with fruit trees, in an excellent, well established neighborhood. In this real estate market you need to shop for value… The value this home offers is difficult to find. Don’t miss the opportunity to buy a home this large for a price this small!!
If you have questions regarding Buying or selling a Short Sale or Pre-foreclosure please call John Montesano 813–441–0400. I WILL BE HAPPY TO ANSWER YOUR QUESTIONS WHETHER YOU LIST YOUR PROPERTY WITH ME OR NOT.
| Discussion: Comments Off
Parkcrest Harbour Island 2/2 waterview Condo for Rent
January 10th, 2008 categories: Parkcrest, Tampa Condos
Fully Furnished, All Utilities + Phone, Cable And Internet Included
Enjoy a water view from your living room and bedrooms. Built in 2005, This 2 bedroom condo includes granite counter tops in kitchen and baths, hardwood floors, in in all wet area and a garden tub in the extra large master bath.
Parkcrest Condominium is a waterfront community located on Harbour Island, in downtown Tampa. Be in the middle of everything Tampa has to offer, dining, movies, hockey, concerts, night life and shopping. The community boasts a waterfront pool and hot tub, a very tranquil and lushly landscaped court yard complete with an Italian marble water fountain and Grecian style reflecting pool and an eight story parking garage allows you to park on the floor you live on. Parkcrest also offers a 3 room club house with a billiard table and a fitness center. Your Going to love the lifestyle!
$2450/ Month
(all inclusive)
Call John Montesano @ 813-404-0001 for more details or to schedule a showing
| Discussion: Comments Off
Four (4) Things To Consider Before Listing Or Selling Your Property In A Short Sale In Tampa Florida
January 9th, 2008 categories: Short Sales Tampa, Tampa Real Estate
Things to consider before listing or selling your ![Ist1_2255618_home[1]](http://homewardrealestate.com/wp-content/uploads/2008/01/ist1-2255618-home1-small.jpg)
property in a short sale:
1) Is the person you’re listing your property with experienced in short sales or have they taken a 2 hour “how to” course?
2) Is the person you are selling to asking to tie up your property for months leaving you with no options if they decide not to buy the property?
3) is the person you are listing your property with using a third party to negotiate you short sale?
4) ARE YOU PAYING A FEE?
YOU DO NOT HAVE TO PAY TO SHORT SALE YOUR PROPERTY!!!
If you have questions regarding Buying or selling a Short Sale or Pre-
foreclosure please call me, John Montesano 813–441–0400. I WILL BE HAPPY TO ANSWER YOUR QUESTIONS WHETHER YOU LIST YOUR PROPERTY WITH ME OR NOT.
| Discussion: Comments Off
Tampa Florida Short Sale Listing of the week - 7714 Palmbrook Dr, Tampa FL 33615
January 8th, 2008 categories: Short Sales Tampa, Tampa Real Estate
Short sale deal of the week
3 bedroom 2.5 bath pool home located in Town & Country. No need to wait for the market to hit bottom. Make an offer and get a great deal on this lovely pool home. Listed at $199,900 this home is priced well below comparable homes in the neighborhood. Come make an offer and live in the heart of Tampa.
Things to consider before listing or selling your property in a short sale:
-
Is the person you’re listing your property with experienced in short sales or have they taken a 2 hour “how to” course?
-
Is the person you are selling to asking to tie up your property for months leaving you with no options if they decide not to buy the property?
-
is the person you are listing your property with using a third party to negotiate you short sale?
-
ARE YOU PAYING A FEE?
YOU DO NOT HAVE TO PAY TO SHORT SALE YOUR PROPERTY!!!
If you have questions regarding Buying or selling a Short Sale or Pre-foreclosure please call me, John
Montesano 813–441–0400. I WILL BE HAPPY TO ANSWER YOUR QUESTIONS WHETHER YOU LIST YOUR PROPERTY WITH ME OR NOT.
| Discussion: Comments Off
